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The Wall Street Journal & Morningstar Are Fighting

Posted on: October 27, 2017| Posted by: Jon Powell |

The Wall Street Journal and Morningstar are fighting. On Wednesday, an in-depth piece ran in the Wall Street Journal that attacked Morningstar’s rating metrics as being misleading and causing individuals, advisors, pension funds, and endowments to make poor decisions about where to invest. Later that day, Morningstar issued an aggrieved response that claimed that the […]

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Early Fall Update To The Trump Tax Plan

Posted on: October 3, 2017| Posted by: Jon Powell | Current Events, Tax Efficiency

Once again, the President and several officials placed in charge of revamping the US tax code have released an outline for what they hope tax reform will accomplish this year. And once again, it is short on crucial details that would let us know the exact ramifications of the policies they aim for. You may  […]

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Equifax Security Breach

Posted on: September 18, 2017| Posted by: FJ Wealth Management | Current Events

By this point, it is news to no one that Equifax was hacked resulting in the personal and financial information of millions of people to fall into the wrong hands. According to reports, some 143 million Americans have had personal and/or financial information compromised by this breach. Equifax has given access to a database in […]

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What to Make of Bitcoin From an Investment Perspective

Posted on: September 10, 2017| Posted by: FJ Wealth Management | Current Events, Investment Decisions

Bitcoin is has been in the news a lot recently. As of August 24th, the price of ‘physical’ Bitcoin had increased by 336%, year-to-date. Of course, as anyone who has looked into purchasing direct Bitcoin already knows, the process of “investing” in Bitcoin is rather complicated and poses a litany of unique risks. However, the […]

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Best Practices Savings Guide

Posted on: July 21, 2017| Posted by: FJ Wealth Management | Budgeting

In most lines of work, you read about “best practices”. Well, let’s take a moment to apply best practices to your finances. You may be just beginning your financial journey, fresh out of college. You may have children or grandchildren that are starting their first real job. Perhaps, you just want to get serious about […]

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Trump Tax Plan Revisited

Posted on: May 11, 2017| Posted by: FJ Wealth Management | Current Events

This article is based on information released in April of 2017 concerning the Trump Administrations plans for tax reform. For analysis concerning information released in September 2017, click HERE. Back in December, we discussed what the Trump tax plan might look like based on proposals offered by the House Ways and Means Committee and published […]

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Fiduciary Advisors – What They Are and How to Find Them

Posted on: May 1, 2017| Posted by: FJ Wealth Management | Current Events

If you have ventured outside of this blog to other areas of our website, you may have noticed constant references to the fact that we are fiduciary advisors. The reason we highlight this point is because advisors that truly act in a fiduciary capacity to their clients are far less common than they should be. […]

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How to Handle a Large Inheritance, Settlement, or Windfall

Posted on: March 30, 2017| Posted by: FJ Wealth Management | Behavioral Finance

Rapidly advancing from rags to riches, or riches to… far more riches, is obviously exciting. However, the improper management of this wealth can be detrimental. You don’t have to look hard to find stories about how athletes, lottery winners, inventors, or estate beneficiaries have gone broke despite coming into enormous wealth. An inheritance or windfall […]

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Morningstar Star Ratings – What is a Five-Star Fund?

Posted on: March 9, 2017| Posted by: FJ Wealth Management | Behavioral Finance, Investment Decisions

I had an interesting conversation with someone who was asking about the mutual funds we employ. Specifically, he asked if we use “Five-star mutual funds”. I probably shouldn’t have been surprised, based on how ubiquitous Morningstar is for investment research, but I had never been asked about Morningstar Star Ratings before. In the world of […]

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When Do I Need to Get a Life Insurance Policy?

Posted on: March 2, 2017| Posted by: FJ Wealth Management |

Disclaimer: Ferguson-Johnson Wealth Management and our advisors do not sell or place life insurance, nor do we have any financial incentive to recommend or refer life insurance for our clients. Life insurance isn’t fun to think about. As a planner, some of the hardest conversations we have with clients center around this topic. You’re planning […]

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