Tag: Budgeting

Best Practices Savings Guide

Posted on: July 21, 2017| Budgeting,

In most lines of work, you read about “best practices”. Well, let’s take a moment to apply best practices to your finances. You may be just beginning your financial journey, fresh out of college. You may have children or grandchildren that are starting their first real job. Perhaps, you just want to get serious about […]

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The Pros and Cons of Getting a Store Credit Card

Posted on: November 17, 2016| Behavioral Finance, Budgeting,

With Black Friday approaching, many consumers are looking for ways to save a bit of money on their holiday purchases. Inevitably, a lot of people have the idea to open that store credit card that promises to save them 20% on today’s purchase. It’s free money, right? Not exactly. If you’ve been here before, you’ll […]

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How Much Do I Need To Save For Retirement?

Posted on: October 27, 2016| Budgeting,

Saving for retirement ends up being a primary goal for many people during their working years. Worrying about when and if we can retire leads to many sleepless nights. Having an idea of how much you need, and whether you’re on track, can help alleviate some of these worries. Let me get this out of […]

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Saving For College – College Costs & How Much To Save

Posted on: October 13, 2016| Budgeting,

Last week, I asked you to take a hard look at your current financial situation and decide whether or not savings for your child’s college is the best use of your resources. This week our focus is on how much college costs and what it will take to get you there. Let me forewarn you, […]

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Setting a Budget – Tips and Best Practices

Posted on: September 22, 2016| Budgeting,

In most cases, a budget (your cash flows) forms the bedrock of your financial plans. A budget is one of the most effective ways to begin tackling your financial life. Unfortunately, there are some negative connotations to the idea of budgeting. You might imagine a friend saying “I can’t go out to eat, I’m on […]

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What Does Buying a House Really Cost? (Pt. 2)

Posted on: September 8, 2016| Budgeting,

Your decision to become a homeowner can be one of the most pivotal decisions in your financial life. Undertaken responsibly, home ownership can form the foundation to your financial well-being. However, buying before you’re ready, buying “too much house”, or buying for the wrong reasons can severely derail things. In part one, we explored what […]

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What Does Buying a House Really Cost? (Pt. 1)

Posted on: September 2, 2016| Budgeting,

Deciding to purchase a home is an important, and usually beneficial, step on the road to financial well-being. However, if your reason for home ownership is “I just want to stop wasting money on rent,” then I think it’s important to point out a couple of the aspects of home ownership that you may be […]

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