Fee-Only Financial Planner in Virginia

How We Approach Fee-only Financial Planning?

At Ferguson Johnson Wealth Management, we provide financial planning services based on your financial experience, objectives, as well as personal values and beliefs. For us, a client and their financial advisor’s mutual trust is the cornerstone of any financial plan’s success.

Our partnership begins with us receiving discretionary authority from you, ensuring that we align with your goals and objectives.

When it comes to investments, we respect your choices. Discretionary authority to select, identify, and determine the amount of securities to be bought or sold is granted by you, and we exercise this authority according to your stated investment objectives.

Otherwise, if we hold non-discretionary authority over an account, every trade undergoes thorough discussion with the client before being executed. We believe in maintaining open lines of communication to ensure that your investment decisions align with your vision.

While the minimum account size for our bundled investment advisory and financial planning service is typically $500,000, we acknowledge that circumstances can differ. Therefore, in certain cases we’re open to waiving this minimum requirement, ensuring that our expertise benefits as many individuals as possible.

We take proactive steps to secure your investments. Regular monitoring is a fundamental aspect of our service. Your investment portfolios undergo meticulous assessment on a quarterly basis as maximum. This approach ensures that your investments remain on track, regardless of market fluctuations.

So, what will you get? You’ll get a dedicated partner who listens and understands. You’ll get a customized plan that’s all about you and your aspirations. You’ll get the confidence of having a solid path towards your dreams. If you want to secure your financial future with a trusted expert,Schedule a consultation with us today

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What Can We Help You With?

Our services encompass continuous wealth and portfolio management, consulting, financial, tax, and retirement planning services. We cater to a diverse clientele, including retail investors, high-net-worth individuals, pension plans, and charitable organizations.  We work right by your side and guide you in every aspect of your finances which includes but is not limited to:

Securities form the foundation of tradable financial investments, encompassing assets like bonds, equities, and options. Our role is to expertly guide you through these investment avenues, ensuring that your portfolio aligns with your objectives and risk tolerance.
Whether you’re standing at the crossroads of career choices, aiming to grow your family, or eyeing a comfortable retirement, we’re with you every step of the way.

We are ready to help you understand the basics of finance, the importance of investment management, how a fiduciary financial advisor can benefit you, and how we can support your financial decisions.

How to Find Certified Financial Planners in Virginia?

Before you choose a financial advisor in Virginia, it’s important to consider a few key factors. Virginia’s diverse financial landscape requires careful navigation, and finding the right advisor can greatly impact your financial goals.

Assess Your Needs: Start by evaluating your specific financial needs. Are you looking for help with retirement planning, investment strategies, or debt management? If you’re focused on retirement savings within Virginia, you might not want an advisor whose expertise is primarily in insurance. Clearly understanding your objectives will help you find an advisor with expertise in your desired areas.

Credentials Matter: Look for advisors with relevant credentials and certifications. Certified Financial Planners^® (CFPs) are specialists in financial planning subjects like goal-setting and budgeting. Their expertise is backed by rigorous standards set by the CFP Board, ensuring they have the knowledge to guide you effectively within Virginia’s unique financial landscape.

Experience and Specializations: Consider the experience and areas of specialization of potential advisors. If you’re aiming for specific financial goals in Virginia, such as real estate investments or tax planning, seek advisors who have a track record in those areas within the state.

Local Knowledge: Virginia’s economic environment and regulations can influence financial strategies. A local advisor who understands the nuances of Virginia’s financial landscape can provide tailored advice that aligns with your objectives.

Fee Structure: Understand the fee structure of potential advisors. Fee-only advisors in Virginia are compensated solely by their clients, reducing the potential for conflicts of interest. This transparency is essential for building trust in your advisory relationship.

Interview Potential Advisors: Once you’ve narrowed down your choices, initiate conversations with potential advisors. It’s a smart move to talk to them first, this will give you a sense of their approach, communication style, and whether your personalities and financial philosophies align.

Check References: Don’t hesitate to ask for references from past or current clients. This can provide valuable insights into an advisor’s professionalism and the success they’ve achieved for their clients in Virginia.

Utilize Resources: Take advantage of resources available to you. Websites like the CFP^® directory can help you find certified fee-only financial advisors in Virginia who meet high standards of expertise and ethics.

Start your research by using our guide, “20 Questions to Ask a Financial Advisor,” and exploring our dedicated section for common financial planning questions.

Why Choose Us?

When it comes to financial advisory, navigating the regulatory landscape is essential. Investment advisers are subject to regulations from the U.S. Securities and Exchange Commission (SEC) or state securities authorities. Always ensure that the investment adviser you’re considering is registered at the SEC or your home state before making investment decisions.

For over 45 years, as SEC-registered investment advisors, we’ve been assisting clients with comprehensive financial planning. As a fiduciary financial advisor, we make choices that are in your best interest.