Retirement Planning for Business Owners

As a business owner, you want to help your employees plan for retirement, but federal regulations have saddled small business owners with confusing investment options and concerns about the increased risk of litigation.

At Ferguson-Johnson Wealth Management, we can help you with the daunting task of navigating the ever-evolving landscape of employer-sponsored retirement plans.

Let us make the process easier. Call Ferguson-Johnson Wealth Management at ​301-670-0994 today.

Retirement Plan Consultations for Business Owners

The first step to the retirement planning process is a consultation with one of our fee-only, fiduciary advisors. We’ll work with you to determine an effective small business retirement plan structure that satisfies your unique needs as an owner and the considerations of your employees.

We assist with interpreting the Employee Retirement Income Security Act (ERISA) and disclosure requirements to ensure you are complying with regulations and are not vulnerable to litigious risk.

Benefits of Employee Retirement Planning with Ferguson-Johnson Wealth Management

  • Low cost options: We help you set up a plan with minimal costs and low-fee investment options to make sure your employees’ money is actually going toward their retirements.
  • Globally diversified investments: We help you offer your employees a globally diversified investment portfolio with the flexibility to meet a wide range of financial goals and risk tolerances. By implementing low-cost mutual funds and ETFs (Exchange Traded Funds), we construct a set of investment options rooted in durable, academically-grounded research.
  • Expert advice and investment education: We work with you to educate and enroll employees into the plan. By conducting periodic educational seminars, we can help employees improve their financial outlook and achieve their goals. We also sit down one-on-one with plan participants to talk in-depth about their specific needs.

Help Your Employees Plan for the Future with Retirement Plans from Ferguson-Johnson Wealth Management

When you work with Ferguson-Johnson Wealth Management on retirement plans for your employees in the Washington, D.C. area, you get personalized attention, expert knowledge, and objective advice.

We know it’s tough to be a business owner and manage your employees’ needs in addition to your own. Our decades of experience leave us well-equipped to help you with whatever situation you find yourself in. Get started today with a free consultation.

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